simple shit.......you buy nice shit you find a way to protect it. its simple fucking common sense. car alarm,club, the club for the brake or clutch pedal. i dont know how much clearer it can be. park smart. if your going to the movies or mall park close and not in BFE. even if you have to wait for a good front spot. is waiting worth your car?? i guess if you have a nice car and dont protect it then you deserve to have it stolen. its sooooo stupid not to. i can understand the full coverage but hell at least get some type of theft deterrent. another thing if you are parking outside your house pull another car behind yours so it cant be taken. get a motion detector and security light.